Re-mortgaging for a hotel, B&B, guest house or pub

Owning and running a business in the hospitality sector is an all-consuming job. Among the many other daily tasks, it’s easy to keep paying your monthly repayments without really thinking about your interest rate. It’s usually only when rates go up that you think about re-mortgaging.

At Stewart Hindley, we constantly track hospitality market re-mortgage rates, so you don’t have to. This means that we can save you precious time and effort finding the best available re-mortgaging rate for your B&B, hotel, guest house or pub, and can be ready whenever you are.

We listen and learn, ensuring we understand how your business works and establishing the benefits of expansion or re-investment. Our understanding of your business enables us to secure funding sources for B&B, hotel, guest house or pub lending that are positioned to work to your advantage in today’s challenging environment.

What could re-mortgaging help you achieve?

It pays to think about restructuring the finance of your hospitality business every few years. Hoteliers and B&B, guest house and pub operators who regularly review the market for new finance solutions can maximise cashflow and develop their businesses more rapidly, gaining an invaluable competitive advantage.

Benefits of re-mortgaging a hotel, B&B, guest house or pub include:

Lower monthly payments – A re-mortgage can alter the monthly payments owed on the loan, either by changing the loan’s interest rate or by altering the term-to-maturity of the loan.

Lower risk – Re-mortgaging can also reduce the risk associated with an existing loan. Interest rates on adjustable-rate loans and mortgages fluctuate up and down based on the movements of the various indices used to calculate them. By re-mortgaging a variable rate mortgage into a fixed-rate B&B, guest house, hotel or pub mortgage, you can avoid the risk of rapid interest rate hikes, providing loan repayment certainty.

Equity Release – If your hospitality business has accrued value since you took it on, re-mortgaging could enable you to release that equity and reinvest it in expansion or property improvements.

Develop your hospitality business with a re-mortgage

If your hospitality business is worth re-mortgaging, it’s worth re-mortgaging well. The specialist skills of a broker like Stewart Hindley can help you ensure you have covered the entire market in a search for new finance, and that your re-mortgage application is as polished and robust as possible.

We can guide you through the business re-mortgage opportunities available to you, so that you can assess your options against your financial and business plans.

With decades of experience, we have the knowledge, capability and contacts to arrange hospitality business re-mortgaging deals on almost any scale, negotiating terms to suit the future you envision for your hotel, B&B, guest house or pub.

What will it cost you?


Your monthly business mortgage payments to settle interest and capital will be…


Related finance services

Financing For Hotels

Find out more

B&B Financing

Find out more

Financing for Guest Houses

Find out more

Pub Mortgages

Find out more

Get in touch

Ready to find out more? If you are planning to re-mortgage a hotel, guest house, B&B or pub, please get in touch and find out how we can help you.

phone icon
01488 684 834