GP Surgery Finance

Commercial finance for doctors’ surgeries and practices

Medical practices are still businesses and at Stewart Hindley, we understand that the right investment is vital to providing primary healthcare.

Whether yours is an NHS funded surgery or a private practice, we have the skills and sector experience to help you apply for and secure commercial finance for your GP surgery needs, no matter how complex.


What can doctors use commercial finance for?

There are many reasons why medical professionals may need funding, but the main ones are:

  • Buying out an existing partner or, if the partnership is increasing, a loan to be split between the existing partnership to dilute their share in the freehold
  • Practice improvements or extensions
  • Setting up a new surgery or practice

Commercial finance for doctors in action

Acquire a mortgage on an existing surgery.

Invest in new medical equipment.

Provide facilities for consultants in order to expand services.

Partnership funding.

GP surgery

Buy in finance for doctors

A buy in loan can be used to buy out an existing partner who is leaving or retiring from the practice, or to fund the members of a practice partnership if this is increasing. In this case, a buy in loan dilutes each of the members’ share in the surgery freehold.

This type of finance is tailored to these specific use cases and is designed to enable you to take full advantage of each opportunity as a medical professional. Loans may be available without security and at a preferential interest rate, and we make it our mission to find the best and most favorable finance solution for you.

Finance for practice improvements or extensions

You and your patients deserve a fresh and modern surgery environment that promotes wellbeing and inspires confidence.

Once you have any necessary planning permission from your NHS Trust or Clinical Commissioning Group (CCG), our team can assist you in creating a business case for investment, from integrating any grant funding to how you will manage contractors and minimise disruption to the day-to-day running of the practice.

Finance for a new surgery or practice

A new medical practice is a significant undertaking, with substantial costs to cover. It can also take time for a new surgery or practice to attract patients and begin to make a profit.


Working capital finance can enable new doctors’ surgeries to establish themselves and manage and build a patient list, as well as funding a premises agreement, new staff members and operating expenses. We can help you find the most competitive rates from suitable lenders, so you can focus on providing healthcare to your new community.

What will it cost you?


Your monthly business mortgage payments to settle interest and capital will be…


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Get in touch

Ready to find out more? If you are a doctor or medical professional looking for commercial finance, please get in touch and find out how we can help you.

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01488 684 834